Risk center

Owner-GC permits and risk center

Main Level Remodel - Generic demo project data

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Guidance, not advice

Warnings are framed as questions to verify

These cards are here to help you spot what needs a call, document, or decision. They are not legal, engineering, permit, or contractor advice.

Permit risk high

Electrical bid missing permit details

Electrical work can stall inspections if permit responsibility is unclear.

Who is pulling the permit? Is it included in the bid?
Budget risk high

Kitchen cabinets over allowance by $4,200

Approving the upgrade moves the projected final cost.

Why is this quote higher than my estimate? What can be value-engineered?
Documentation risk medium

5 documents need review

Unsorted documents make it hard to prove why money moved.

Should this go to a specific room or budget line?
Schedule risk medium

Flooring install blocked by delivery uncertainty

A missing delivery confirmation can push multiple follow-on tasks.

What is this task waiting on? Can the materials or decision be unblocked today?
Contractor risk low

North Ridge Electric insurance missing

Missing contractor documents create avoidable owner-GC risk.

Can you send your COI and W-9 before our start date?
Payment risk medium

Invoice exceeds approved bid

Payments should map to approved work and clear milestones.

What completion milestone must be reached before this payment?

Important disclaimer

Warnings are guidance, not legal advice. Always verify permit requirements with your local building department and confirm contractor coverage with your insurer.